{"id":1272,"date":"2022-12-27T01:45:39","date_gmt":"2022-12-27T01:45:39","guid":{"rendered":"https:\/\/www.windscreen2u.com\/?p=1272"},"modified":"2023-12-13T12:38:11","modified_gmt":"2023-12-13T04:38:11","slug":"why-windscreen-insurance-claim-fail-find-out-now","status":"publish","type":"post","link":"https:\/\/www.windscreen2u.com\/zh\/why-windscreen-insurance-claim-fail-find-out-now\/","title":{"rendered":"Why Did Your Windscreen Insurance Claim Fail? Find Out Now"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"1272\" class=\"elementor elementor-1272\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1dc2ed5d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1dc2ed5d\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7637d17d\" data-id=\"7637d17d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6096fbfd elementor-widget elementor-widget-text-editor\" data-id=\"6096fbfd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\n<p>In Malaysia, it is basic knowledge that it is mandatory for every vehicle owner to have a car insurance policy. An insurance coverage of your vehicle is extremely vital to its safety and the safety of the occupants.\u00a0<\/p>\n\n<p>However, before you take an auto insurance policy, it is important to note the different types of policies and whether your windshield is covered \u2013 since it is often what protects you for frontal accidents and any external impact, it is the most likely to be damaged.<\/p>\n\n<p>Many Malaysians, however, will find that when it comes time to\u00a0<a href=\"https:\/\/www.windscreen2u.com\/zh\/how-to-claim-windscreen-insurance-in-malaysia\/\" target=\"_blank\" rel=\"noreferrer noopener\">claim their insurance for their car windscreen<\/a>, they will be rejected or it will fail. In this article, we&#8217;ll discuss more about Malaysia&#8217;s car insurance in general, why claims fail and how to claim if your windscreen is replaced or repaired by a\u00a0<a href=\"https:\/\/www.windscreen2u.com\/zh\/insurance\/\" target=\"_blank\" rel=\"noreferrer noopener\">Liberty Insurance windscreen panel workshop<\/a>.<\/p>\n\n<h2 class=\"wp-block-heading\">What is car insurance as we know it?<\/h2>\n\n<p>Also known as motor or vehicle insurance, car insurance is often the mandatory insurance policy that car owners purchase from an insurance company to cover the\u00a0<a href=\"https:\/\/www.carsdirect.com\/car-insurance\/how-do-they-determine-if-a-car-is-totaled\" target=\"_blank\" rel=\"noreferrer noopener\">costs of vehicle loss or damage<\/a>.<\/p>\n\n<p>Based on the auto insurance policy provisions and factors such as type of vehicle, fuel type, vehicle age, age of the insurer, etc., an insurance policyholder has to pay a premium amount.<\/p>\n\n<p>In case of an accident, if the vehicle is impaired or broken, a vehicle policyholder can claim monetary support from the insurer to repair or replace the broken vehicle component. Do note that this doesn&#8217;t automatically mean every single component is covered!<\/p>\n\n<h2 class=\"wp-block-heading\">What are the types of car insurance available in Malaysia?<\/h2>\n\n<ul class=\"wp-block-list\">\n<li><strong>Third party cover:<\/strong>\u00a0Your insurance policy will pay for the damages you caused on others, such as damages to their cars or properties, their bodily injuries and death.<\/li>\n<\/ul>\n\n<ul class=\"wp-block-list\">\n<li><strong>Third party, fire and theft:\u00a0<\/strong>This is where your insurance policy covers not only everything that is covered by a third party policy, but also the cost of damages of your own vehicle due to fire and theft.<\/li>\n<\/ul>\n\n<ul class=\"wp-block-list\">\n<li><strong>Comprehensive cover:<\/strong>\u00a0This is the most comprehensive type of car insurance policy where it covers all of the above, as well as covers your losses and damages on your own vehicle due to an accident. The only type of car insurance plan that offers windscreen cover.<\/li>\n<\/ul>\n\n<h2 class=\"wp-block-heading\">Reasons why your car insurance may not cover your windshield costs<\/h2>\n\n<h3 class=\"wp-block-heading\">1. You don&#8217;t have the right car insurance\u00a0<\/h3>\n\n<p>You&#8217;ll need to check if your\u00a0<a href=\"https:\/\/www.windscreen2u.com\/zh\/know-about-windscreen-insurance-coverage\/\" target=\"_blank\" rel=\"noreferrer noopener\">car insurance actually has windscreen coverage<\/a>. So, check your policy again, or ask your agent if the type of car insurance policy you&#8217;ve purchased covers\u00a0<a href=\"https:\/\/www.windscreen2u.com\/zh\/\" target=\"_blank\" rel=\"noreferrer noopener\">your car&#8217;s windscreen<\/a>.<\/p>\n\n<h3 class=\"wp-block-heading\">2.\u00a0 You didn&#8217;t go to your car insurance&#8217;s panel workshop<\/h3>\n\n<p>A panel workshop is a normal repair shop that is authorized by the insurance company to carry the repair works. Each insurance company has their own list of panel workshops, so make sure that you go to one that is listed. If you mistakenly go to a workshop which is not a panel for your insurance company, chances are you may not be able to claim for the cost of repair\/ replacement even though you are covered.<\/p>\n\n<h3 class=\"wp-block-heading\">3. You didn&#8217;t renew your windscreen cover<\/h3>\n\n<p>Some windscreen coverage insurance plans are one-time only for the first time you purchase it or claim it. When your\u00a0<a href=\"https:\/\/www.windshieldexperts.com\/blog\/5-major-reasons-for-windshield-damage\/\" target=\"_blank\" rel=\"noreferrer noopener\">windscreen is damaged<\/a>\u00a0and you make a claim, your coverage automatically ends.<\/p>\n\n<p>If you want to continue to have windscreen insurance, you need to purchase another cover. If you do not buy it, though your car is still insured, next time\u00a0<a href=\"https:\/\/www.windscreen2u.com\/zh\/when-to-repair-or-replace-a-cracked-windscreen\/\" target=\"_blank\" rel=\"noreferrer noopener\">your windscreen cracks<\/a>, you will need to pay for the repair out of your own pocket!<\/p>\n\n<h2 class=\"wp-block-heading\">How to claim from Liberty Insurance?<\/h2>\n\n<ol class=\"wp-block-list\">\n<li>Lodge a police report at a relevant police station<\/li>\n\n<li>Call Liberty Insurance at 03 &#8211; 2619 9000, visit our front counter service centres or fill our online enquire form<\/li>\n\n<li>Contact us on 1-800-88-5005<\/li>\n\n<li>Once your car is at a Liberty Panel Repairers workshop, they will assist you to file a claim<\/li>\n\n<li>Liberty Insurance will contact you within 24 hours!<\/li>\n<\/ol>\n\n<h2 class=\"wp-block-heading\">Looking to claim your windscreen insurance for a windscreen repair? Choose the provider you can trust &#8211; choose Windscreen2U<\/h2>\n\n<p>Windscreen2U is Malaysia&#8217;s leading\u00a0<a href=\"https:\/\/www.windscreen2u.com\/zh\/\" target=\"_blank\" rel=\"noreferrer noopener\">automotive safety glass repair and replacement company<\/a>\u00a0with one of the first door-to-door windscreen replacement service in Malaysia located at Cheras!<\/p>\n\n<p>\u6211\u4eec\u4e0e\u4e00\u7cfb\u5217\u9a6c\u6765\u897f\u4e9a\u9886\u5148\u7684 \u6c7d\u8f66\u4fdd\u9669\u516c\u53f8 \u5408\u4f5c\uff0c\u4e3a\u5404\u4e2a\u884c\u4e1a\u7684\u5ba2\u6237\u63d0\u4f9b\u670d\u52a1\u3002<\/p>\n\n<p><a href=\"https:\/\/www.windscreen2u.com\/zh\/branches\/\">Contact us<\/a>\u00a0today at +6012-226 3776 1700-81-1022 or email\u00a0<a href=\"mailto:windscreen2u@gmail.com\" target=\"_blank\" rel=\"noreferrer noopener\">windscreen2u@gmail.com<\/a>\u00a0\u8054\u7cfb\u6211\u4eec\uff0c\u9884\u7ea6\u6321\u98ce\u73bb\u7483\u7ef4\u4fee\u670d\u52a1\uff01<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>In Malaysia, it is basic knowledge that it is mandatory for every vehicle owner to have a car insurance policy. An insurance coverage of your vehicle is extremely vital to its safety and the safety of the occupants.\u00a0 However, before you take an auto insurance policy, it is important to note the different types of &#8230; <a title=\"Why Did Your Windscreen Insurance Claim Fail? Find Out Now\" class=\"read-more\" href=\"https:\/\/www.windscreen2u.com\/zh\/why-windscreen-insurance-claim-fail-find-out-now\/\" aria-label=\"\u9605\u8bfb Why Did Your Windscreen Insurance Claim Fail? Find Out Now\">\u9605\u8bfb\u66f4\u591a<\/a><\/p>","protected":false},"author":2,"featured_media":1273,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1272","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/posts\/1272"}],"collection":[{"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/comments?post=1272"}],"version-history":[{"count":1,"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/posts\/1272\/revisions"}],"predecessor-version":[{"id":6166,"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/posts\/1272\/revisions\/6166"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/media\/1273"}],"wp:attachment":[{"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/media?parent=1272"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/categories?post=1272"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.windscreen2u.com\/zh\/wp-json\/wp\/v2\/tags?post=1272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}